You will need your routing number for any ACH transfers. This is an electronic transfer of money between financial institutions. You use ACH transfers for many common banking activities, such as:. For ACH transfers, use the routing number for the state where you opened your Chase account the one that's on your check. If you're planning on withdrawing money from your savings account, make sure you don't go under the required Chase Savings account minimum balance.
And remember that savings accounts have a federal limit of 6 withdrawals per month. Domestic wires If you plan to receive money by wire, you will need to provide your bank account information to the person sending. The Chase routing number for wires is NOTE: This is a different routing number than the one at the bottom of your checks.
You can also search for routing information on the Federal Reserve routing directory. They direct the money to the correct bank for international transfers. If you are sending a wire, you can do it from your Chase web account or visit a branch. You'll need to also provide:. The name of your recipient The name, address, and phone number of the receiving bank The recipient's bank routing number and checking account number The recipient bank's SWIFT code for international transfers.
PRO TIP : When you send or receive money using your bank, you might lose out on a bad exchange rate and pay hidden fees as a result. That's because most banks still use an old system to exchange money.
Consider using Wise , which is usually much cheaper. When you deposit a check or send money to other bank accounts, the routing number will tell the bank where this is to be processed.
The next four numbers are unique to your bank. Consider those the bank's address for the Federal Reserve. The final digit is a mathematical calculation of the first eight digits—it's used to prevent check fraud.
Although your debit card is associated with a bank account, you do not use a routing number for debit card transactions. Routing numbers are only used for transfers directly between bank accounts. Likewise, credit cards do not have routing numbers since they are not directly linked to any bank account. When you pay your card online, you may need to use your bank account routing number to set up the link between your credit card account and checking account, like you would for any other bill.
A routing number , also known as an American Bankers Association or ABA number, comprises nine digits that tell financial institutions where transactions need to be processed. For example, when you deposit a check at an ATM, the routing number lets the bank identify the financial institution from which the check was drawn.
Many banks have only one routing number, but because Chase Bank is so big it has 24 different routing numbers across the U. The first four numbers of the routing number are Federal Reserve Bank identifiers.
The next four numbers in the sequence identify your bank. These numbers are assigned, just like your checking account number. There are a few ways to find a Chase routing number. If you remember which state you opened your account in, just use the chart. If you have a Chase checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner.
You might not have a check handy, however, so you can also call Chase any time at to find the routing number for your account.
If you are at all confused about which number to use, you should consider calling Chase because using the right number could mean the difference between your money going into the right or wrong account. Check out the best accounts to help you save money and reach your financial goals!
In addition to using the SWIFT code, you must supply specific information to your bank whenever someone is wiring money to you from another country. This information includes your account number, shown in the following example, and your name as it appears on the account. Erika Giovanetti contributed to the reporting of this article. Editorial Note: This content is not provided or commissioned by the bank advertiser.
The only overlap for Chase has to do with New York. At the bottom of the check there will be a few numbers separated by a pattern of three squares. These are for computers to read and they know that one of the numbers is the ABA routing number, one is the account number, and the last one is the check number.
Resource Center. Commercial Banking. Personal Banking. See all. About Chase J. Chase Routing Numbers A guide to business bank accounts and routing numbers. How to find your Chase business checking account and routing number online Sign in to chase. How to find your business routing number on a check.
In some cases, the order of the checking account number and the check serial number is reversed. Routing Numbers by State expand Routing numbers refer to the location where your bank account was opened and they vary by state. What are routing numbers used for?
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